Why might a home warranty be beneficial for a buyer, even after a home inspection?

A home warranty can be particularly advantageous for a buyer even after a home inspection because it offers coverage for items that may not have been included in the inspection process or that could develop issues over time. While a home inspection is designed to identify visible and apparent defects, it often does not cover every potential problem, especially those related to appliances, systems, or components that weren’t functioning at the time of the inspection or that may become problematic later.

For example, a home inspection might reveal issues with the roof or foundation but may not disclose latent defects in the plumbing or electrical systems. A home warranty typically provides a safety net for these kinds of items, ensuring that buyers have protection against the unexpected costs of repair or replacement after the sale. This is particularly useful since appliances and home systems can fail without warning, leading to potentially significant expenses shortly after purchasing a home.

The other options do not accurately capture the purpose and benefits of a home warranty. It does not only cover structural issues, nor does it eliminate the need for repairs altogether, as it may still require the homeowner to pay a deductible or service fee. Additionally, home warranties are not mandatory for all home purchases but are optional contracts that can provide peace of mind for buyers.