Who is responsible for fully disclosing all items on a seller disclosure form?

The seller is responsible for fully disclosing all items on a seller disclosure form because this form serves to provide potential buyers with important information regarding the condition of the property. The seller has firsthand knowledge of the property, including any issues or defects, and is legally obligated to disclose any material facts that could affect the buyer's purchasing decision. This ensures transparency in the transaction and protects buyers from unforeseen problems after the sale.

In real estate transactions, it is crucial for the seller to be thorough and honest when completing this form, as failing to disclose relevant information can lead to legal ramifications and disputes later on. Buyers do not typically have access to all pertinent information about the property unless disclosed by the seller. Similarly, appraisers and lenders do not have the same direct knowledge or obligation regarding the specifics of the property condition, which is why they are not responsible for filling out the disclosure form.