When a home warranty is purchased, what kinds of issues does it typically cover?

A home warranty typically covers specific appliances and systems issues, which is why this choice is correct. Home warranties are designed to provide homeowners with protection against the repair or replacement costs of major home systems and appliances that might fail due to normal wear and tear. Commonly covered items include heating and cooling systems, plumbing, electrical systems, kitchen appliances like dishwashers or refrigerators, and more.

This coverage is important for homeowners as it helps mitigate unexpected repair expenses, making homeownership more predictable financially. Unlike structural issues or exterior damages, which may require a homeowner's insurance policy, home warranties focus on the functioning of key home components.

The other options focus on areas that are outside the typical scope of a home warranty. Structural issues usually fall under home insurance policies rather than warranties, while exterior damages are not typically covered either. Similarly, warranties do not cover only those issues identified during an inspection; they are more aimed at future repairs of normal wear and tear items after the warranty is in place.