What ensures a grantee that no encumbrances exist other than those noted in the deed?

The correct choice is the covenant against encumbrances. This covenant expressly guarantees that the property being transferred is free from any encumbrances, such as liens or claims, except for those that are specifically mentioned in the deed. By including this covenant in the deed, the grantor assures the grantee that they will not face any undisclosed claims or financial burdens that could affect their ownership or use of the property.

This assurance is crucial for the grantee, as any hidden encumbrances could potentially impact their rights to the property or lead to financial liabilities. The covenant is a protective measure that promotes transparency and helps establish the trust necessary in real estate transactions.

The other options relate to different assurances or guarantees in property conveying but do not specifically address the existence of encumbrances. The covenant of warranty, for instance, ensures that the grantor will defend the grantee against any claims regarding the title, while the covenant of further assurances obligates the grantor to take necessary actions to make the title good. The covenant of seisin relates to the grantor's ownership and right to convey the property but does not directly address encumbrances. Therefore, the covenant against encumbrances is specifically tailored to provide the necessary assurance to the grantee